Lovely 2/2 villa/condominium, approximately 1300 sq. ft. , situated in a lush tropical Florida setting, just 6 minutes from downtown Sarasota. This peaceful and private one-story end-unit is a maintenance-free condominium that's had some wonderful upgrades and remodeling. It features a fabulous great room with new flooring, 12 ft vaulted ceiling, lots of glass for peaceful views, plus sliding doors to a newer Paver patio that spans the rear of the home. The 17x13 eat-in kitchen and dinette come with a pantry, new cabinets, new quartz countertops, newer stainless appliances. The roof was replaced in 2015 (roof replacements are covered by the association), and a new Trane A/C was installed in 2017. The main bedroom comes with an en-suite and a large walk-in closet. There is ample storage with an attic and an attached exterior shed on the side of the home. There is also a newer concrete driveway. Amenities include a clubhouse, full kitchen, library, and manager's office; heated pool and a ramada with 2 gas grills & picnic tables; a tennis court that doubles as a pickleball court; and 2 shuffleboard courts; a drive-through recycling area; and a complimentary car wash area. Village Gardens is a pet-friendly community, allowing a maximum of 2 pets weighing up to 40 lbs each. Room sizes are approximate. This is a very private retreat surrounded by nature, yet is just minutes to the commerce and culture of Sarasota.
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Our Executive Mortgage Banker:
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$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,500 | $1,462 | $1,886 |
Total Monthly Payment | $1,686 | $1,648 | $2,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.