This beautiful historic home is located in one of the most sought after locations of St. Johnsbury. Situated just off of Main St, you will enjoy all of the beauty of Main St living without all of the traffic. Walking distance to the Fairbanks Museum, the world renowned St. Johnsbury Academy, grocery shopping, movie theatres, restaurants, and the farmer's market, one could not ask for a more convenient location. The home offers an expansive wrap around porch, a detached two-car garage, hedges for privacy in the rear yard, and an oversized side yard perfect for gardening and other outdoor activities. The interior has been lovingly maintained over the years to preserve the home's original woodwork, and historic charm, while at the same time, modern updates have been done to ensure efficiency and comfort for today's discerning buyer. The bedrooms are large. The basement is partially finished, and the attic is ready for your vision to reach its' full potential. With a few modifications, the attic could be the perfect great-room, or owner's suite. The bsmt could also be the perfect place for a media room, fitness area, game room, or so much more. Properties in this condition and location do not come available often. This could be an ideal primary residence or vacation home. Montreal is only about 2 1/2 hours away, the Canadian border about an hour, the coast of Maine approx 2 hours, and NYC is only a 5 hour drive. St. Johnsbury is home to Dog Mountain and so much more!
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Our Executive Mortgage Banker:
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$449,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,960 | $359,960 | $359,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $499 | $499 | $499 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,456 | $2,425 | $3,086 |
Total Monthly Payment | $3,030 | $2,999 | $3,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.