Welcome home to this stunning property situated on a fully fenced, lake to preserve, lot at the end of a private cul-de-sac. From the moment you enter the designer gated courtyard with its topiaries and the calming sounds emanating from the Lion Fountain, you know you can expect luxury throughout this beautiful home. The foyer hallway and most of the living area is graced with Wainscot and the open Great room allows for everyone to be included when socializing, which is surely what was in mind when this 5BR/5BA home was designed. The house boasts 3 generous sized BRs and BAs w/ Den, plus an additional upstairs Bonus Suite and a Multi-Generational suite with its own K, LR, BR, BA & 1 car Garage. The huge Gourmet Kitchen is graced with granite, designer backsplash tile, upgraded SS appliances, pantry and a center island with bar seating. It flows into the ample Dining space leading to the extended Screened Porch. A retractable awning with new fabric allows bird watching & relaxing, no matter the weather or how hot the sun is beating down. The awning functions with a remote control, or a crank and even retracts itself if the winds get above 25 MPH. Getting to the porch from the outside is easy with the Paver sidewalks that were added after the home was built. The home is located in Palencia, a convenient neighborhood between St Augustine and Jacksonville. Its recreational amenities include golf, tennis, 3 pools, fitness center, athletic fields and a 30 acre park system. The Palencia Club with separate membership offers an Arthur Hill designed golf course, tennis courts, a gym, event space, and three restaurants. There is so much to offer in this neighborhood that it is hard to list it all. Come and view this home as quickly as possible, you will not be disappointed. Dual A/C systems. LR & DR window treatments do not convey. THIS HOME CANNOT CLOSE PRIOR TO MAY 30, 2024.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $692,000 | $692,000 | $692,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.903% | 7.014% | 7.041% |
Monthly Tax Payment | $452 | $452 | $452 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,721 | $4,546 | $6,172 |
Total Monthly Payment | $5,265 | $5,090 | $6,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.