Step into the vibrant heart of the Bronx with this stunning 2 family located at 2426 Maclay Avenue. A dream for first-time homebuyers, large families, or savvy investors, this well-maintained property boasts an impressive 2680 square feet of living space with a total of 6 bedrooms and 3 bathrooms across its multifaceted layout. Perfectly situated in Westchester Square, this gem of a home offers the unique opportunity to reside comfortably in one unit while generating income from the others. It's an ideal arrangement for a large family seeking to maintain proximity while enjoying their own private spaces. While gleaming hardwood floors and tiles add a touch of timeless elegance throughout the home. The second-floor unit is a testament to modern living, having undergone a complete renovation. It features an expansive living room, an inviting eat-in kitchen with up-to-date appliances, one generously sized bedroom and one substantial bedroom with ample closet space, and a stylishly updated bathroom. Large windows drench the space in natural light, enhancing the open-concept design that today's homeowners covet. The third-floor unit is bigger and it mirrors the sophistication below on the 2nd floor, with a full kitchen, a grand living room, a formal dining area, one generously sized bedroom and one substantial bedroom, and a full bath. Like the second floor, this unit also benefits from large windows and an airy layout. Not to be overlooked, the first and ground floor offers a finished living area with two large bedrooms, a cozy living room, hallway space, a full bathroom, and a kitchenette. Outside, the property features a sizable backyard, outdoor entertaining, or hosting gatherings. With a single parking space to sweeten the deal, 2426 Maclay is a rare find in a sought-after area. A beautiful two-story, multi-family home with the soul of a three-family residence awaits your arrival. Act fast this remarkable opportunity will not last long.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.103% | 6.915% |
Monthly Tax Payment | $545 | $545 | $545 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,679 | $5,056 | $6,725 |
Total Monthly Payment | $5,316 | $5,693 | $7,362 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.