Picturesque Vermont farmhouse. . . this quintessential and comfortable c1830's farmhouse has stood the test of time and is a lovely combination of architectural detail, gorgeous wood floors, modern amenities and systems, and classic VT charm and character. The floor plan allows you to use the space in a variety of ways. With good lines of sight throughout the main living level, a large living room and dining room (with Hubbardton Forge lighting) in the front part of the house and a den adjacent to the kitchen, the flow of the living space is ideal. Enjoy the convenience of a first floor designated laundry room with cabinets & a drying rack as well as a walk-in pantry On sunny days or warmer months, open the doors to the enclosed porch to extend your living space! Upstairs (two staircases) you'll find three bedrooms and two office spaces plus a walk up unfinished attic space and plenty of closets/storage. If you're an outdoor enthusiast and enjoy gardening there is plenty of flat lawn and a wash sink in the mudroom when you're done. A portable generator, a large detached 2 car extended garage (2nd flr and extra storage) and two large barns across the road on the river side add to the value. Current owners allow VAST trail use (can be removed if desired) Conveniently located less than 10 minutes to Middlebury and around 45 minutes to Burlington/Airport. The town of New Haven has a wonderful country store and green in the center of town. Showings are available starting 3/7/24.
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Our Executive Mortgage Banker:
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$570,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $456,000 | $456,000 | $456,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $661 | $661 | $661 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,111 | $3,031 | $3,910 |
Total Monthly Payment | $3,864 | $3,784 | $4,663 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.