Well-preserved, bringing perspective of years gone by. . . This home stands strong with modern updates and natural light pouring in. In the summer loons on Lake Wentworth can be heard in the distance from the landscaped backyard. Inside the home, the kitchen has been upgraded with slab countertops and a copper backsplash. It features an antique cook stove venting into a rebuilt and lined chimney in addition to the other modern appliances. Some of the flooring consists of Ash wood taken from the property and milled locally. In the living room there are exposed beams and a bar area for entertaining. The woodstove has provided efficient heating through the coldest months for the entire house. The luxurious primary suite has a tiled bathroom floor with radiant floor heating, a walk in closet and bonus area for an office or hobbies. The basement has been waterproofed with a dry system, vapor barrier and interior perimeter drain. The exterior of both the shed and the house were recently painted and a metal roof was installed in 2020/21.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $0 |
Total Monthly Payment | $2,624 | $2,565 | $305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.