32-40 89 Street, #208, Jackson Heights, NY, 11370 | $320,000

Discover the potential of Northridge Apartments, where classic charm meets unmatched convenience in our cozy two-bedroom apartment situated on the second floor of a building renowned for its meticulous upkeep. This inviting space features a galley kitchen, timeless hardwood flooring, and ample natural light through ? floor-to-ceiling windows, all within a package offering low maintenance fees that cover utilities and taxes, with optional A/C for your comfort. Perfectly positioned near essential transit lines (Q66, Q49, and 7 Train), schools, dining, and shopping options, and a mere 20 minutes from Manhattan, Northridge III provides an elevator, laundry facilities, a serene private courtyard adorned with mature greenery for relaxation, and a parking garage (waiting list applies), enhancing your living experience. Seize this unique opportunity to be part of a community that values financial stability (with a minimum income requirement of $65, 000/year and a 25% down payment; restrictions on income sources ensure a cohesive community). Northridge III isn't just an apartment; it's a canvas awaiting your personal touch, a chance to create your ideal living space in a location that blends ease of access with the tranquility of a well-maintained community. Don't let this chance slip by-Northridge is more than a place to live; it's your gateway to a lifestyle filled with possibility and convenience. Reach out today to claim your spot.

Features

  • Heating: Oil, Hot Water
  • Cooling: Zoned
  • Levels: 6
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: Nothridge
  • Year Built: 1952
  • Approx Sq. Feet: 903
  • Est. Taxes: $0
  • Lot Desc: Near Public Transit
  • View: Other
  • Middle School: Is 145 Joseph Pulitzer
  • High School: Newtown High School
  • School District: Community District 30
  • Pet Policy: Cats OK
  • Appliances: Dishwasher, Oven, Refrigerator
  • MLS#: 3535184
  • Days on Market: 74 days
  • Website: https://www.raveis.com
    /prop/3535184/324089street_jacksonheights_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Lori ErwinSales Associate

239.325.7446

Lori.Erwin@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Evelio MirandaInsurance Sales Director, William Raveis Insurance

561.704.7334

Evelio.Miranda@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

32-40 89 Street, #208, Jackson Heights, NY, 11370

$320,000

Lori Erwin

Sales Associate

William Raveis Real Estate

Phone: 239.325.7446

Lori.Erwin@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.171% 6.538%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,746 $1,701 $2,195
Total Monthly Payment $1,821 $1,776 $2,270

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.