This charming country home nestled on two private acres welcomes you with stone walls, wooded trails, clearings and spacious lawns. Just a four mile bike ride to Hammonasset beach (voted CT best beach in June 2022), walk down your sea shell path and into your turnkey home. The Hearthstone woodburning stove provides a cozy and warm greeting in this nice sized living room, perfect for entertaining. Two roomy bedrooms and a beach pebble accented bathroom provide plenty of space. A laundry nook with sliding barn door is conveniently located. The completely renovated kitchen has soft close cabinetry, new counters, deep stainless steel sink with Moen flex faucet. The ceramic floor, butcherblock bar, and dining area lighting fixtures give a comfy farmhouse feel. There is also a brand new stainless steel fridge. There are oak hardwoods throughout that have been sanded and white washed for that clean and bright shabby chic look. Sip a mint julip on your beachy screened in porch that looks out over your back yard and new four person hot tub under the pergola canopy. Then slip into the bubbling jets and gaze at the stars in the night sky, or sneak away into your heated and insulated workshop/art studio complete with skylights. There is plenty of storage space in the attic and garage. The basement is poured concrete floor, with seated height yet provides room for storage as well. Brand new 42k septic system and leaching fields installed August, 2023. New water conditioning system installed January 2021. Just a short drive from Killingworth’s schools and the route 81 premium shopping outlets, furniture stores, restaurants and brand new grocery store. Kayak or paddle board on nearby lakes or to cedar island beach on the Connecticut shoreline.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Remodeled,Hardwood Floor | 12X10 | Main |
Kitchen | Remodeled,Breakfast Bar,Country,Eating Space,Tile Floor | 16X9 | Main |
Living Room | Remodeled,Wood Stove,Hardwood Floor | 19X14 | Main |
Primary Bedroom | Remodeled,Ceiling Fan,Hardwood Floor | 14X14 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $290,400 | $290,400 | $290,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $260 | $260 | $260 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,981 | $1,930 | $2,490 |
Total Monthly Payment | $2,316 | $2,265 | $2,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.