WELCOME HOME to your WATERFRONT OASIS on THE CHAIN of LAKES in Griffwood 55+ Community! ! THIS HOME has many Upgrades and lots of Charm. The sellers have replaced all the sub flooring with 1 inch subfloors and vinyl plank flooring on top of the new subfloors. This 2/2 features a kitchen with lots of cabinets, Stainless appliances and a view of the lake. The living room and dining area are situ-aged across from the kitchen. The primary bedroom is very large (13 x 16) and has a large walk in closet, an updated vanity, new toilet and a walk in shower. The second bedroom is 11’6 x 11’6 with a closet. Off of the huge living room (12 x 17) there are sliders leading out to the with a 13 x 10 Florida Room with GORGEOUS VIEWS of the Lake & nature! The Florida room has acrylic windows that open so you can enjoy the lake breeze and fresh air. The VIEW is Fabulous since you have water views from practically every room. In addition to the Florida Room there is an enormous 18 x 12 screened porch leading to a barn door that opens to additional storage & laundry room. The windows have both plantation shutters & blinds. The owners also put in a new concrete driveway, new light fixtures, new water heater, new toilets, vanities, new entrance door with blinds, new floors and more!! Just outside your front porch is YOUR OWN COVERED BOAT HOUSE. LAKE GRIFFIN is NOTED as ONE OF THE BEST FISHING LAKES in FLORIDA, and PART OF THE HARRIS CHAIN of LAKES. THIS COZY COMMUNITY is ONE of LAKE COUNTY'S HIDDEN GEMS. The interior has NO CARPET. The roof is a roof over. Get ready to ENJOY YOUR MORNING CUP OF Coffee or just RELAXING with your FAVORITE BOOK while sitting in your lovely Florida Room throughout the year. Just step out your front or back door since you are surrounded by Lake Griffin to enjoy fishing, boating or just the beautiful lake views!! The low monthly maintenance fee of $159 per month includes your water, sewer, trash pickup, a heated pool, marina, clubhouse, library, shuffleboard and more.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,999 | $239,999 | $239,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,617 | $2,074 |
Total Monthly Payment | $1,847 | $1,827 | $2,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.