This spacious recently built home has so much to offer & the location is unbelievable. It is 1. 5 mile bike ride to the beach & Historic Fernandina is half mile walk from home. The CentralPark is right around the corner for tennis, pickle ball or just walking. The home was custom built by owner 2 1/2 years ago. The home has upgrades like Pella windows, Architectural Shingles Upgraded laminate flooring in living areas & carpet in BRs. Tile in baths & laundry room. Home has spacious BRs & they all have walk in closets for plenty of storage. Big LR plus a nice size Billiard room that could easily become a 4th BR. The kitchen has granite counter tops & real wood cabinets. There is an upgraded Trane HVAC that is whisper quiet. All this & a nice 8 x 24 covered back porch to enjoy any of your recreations in the secluded privacy fenced back yard. A detached shed that is built to look like the home is available for your tools. This almost new home close to beach & downtown is waiting for you
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Our Executive Mortgage Banker:
Our Insurance Division:
$669,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $469 | $469 | $469 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,742 | $3,606 | $4,625 |
Total Monthly Payment | $4,303 | $4,167 | $5,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.