100% COMPLETE (as of 3/1/24)-- Brand New Custom Colonial w/9' 1st floor AND 9' Ceilings in FULL Basement (NO LONGER PERMITTED in almost all new construction homes to-be-built within Town of Oyster Bay zoning, as per recent 7' MAX bsmt height bldg code/restriction implemented by ToB Bldg Dept!!!). This Hicksville Gem Features An Open Floor Plan Expertly Designed & Finished With The Utmost Quality of Craftmanship; Designer Kitchen w/SS Appliances; Flawless/Intricate Trim Details Throughout Every Sq Ft; Gleaming Dark Walnut (#1) Oak Floors; First Floor Bdrm/Office & Full Bath; 2nd Floor Master Ensuite w/ W-I-C & Full Bath+ FS Tub; PLUS 2nd floor Junior Suite w/ Private Full Bath; Two Additional 2nd Floor Bedrooms; One Additional 2nd Floor Full (Hall) Bath w/ Bathtub. Many "Extras"/Upgrades INCLUDED with home, such as Surround Sound & Security System, Upgraded Prof Appliances, Landscaping Pkg w/ UGS, BRAND-NEW FULLY PVC-Fenced Yard, & MUCH MORE. Built By QUALITY Builder of over 400 New Homes over 35+years! Make This Gorgeous Home Your Own So That The Next Door You Open Will Be That Of Your Dream Home.
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Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.103% | 6.915% |
Monthly Tax Payment | $772 | $772 | $772 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,399 | $6,914 | $9,196 |
Total Monthly Payment | $7,296 | $7,811 | $10,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.