1320 Ocean Reef ROAD, Wesley Chapel, FL, 33544 | $420,000

MOVE-IN READY! Welcome home to your charming oasis in the conveniently located and highly desired community of NORTHWOOD in Wesley Chapel, FL! This FULLY UPDATED 4 BEDROOM home offers a delightful blend of modern comforts and classic charm, creating a welcoming retreat for you and your loved ones. The seller is the original owner who decided to update before selling, making it a great opportunity for a buyer who may not have a great deal of cash on hand after closing. It is zoned for 3 great Wesley Chapel schools, including John Long Middle School and Wiregrass Ranch High School.

Step inside to discover a NEWLY RENOVATED KITCHEN, complete with BRAND NEW (NEVER USED) STAINLESS APPLIANCES, CUSTOM CABINETS and GRANITE COUNTERS that elevate your culinary experience. The addition of 5" BASEBOARDS, WOOD LOOK LAMINATE FLOORING throughout the kitchen, great room, primary bedroom, and both bathrooms adds a touch of sophistication to the interior, creating a space that's both stylish and practical. The SPLIT BEDROOM FLOOR PLAN ensures privacy for all.

With a fully FENCED YARD, you can enjoy privacy and peace of mind while you relax and entertain outdoors. You will also enjoy your LARGE SCREENED LANAI, offering the perfect space to enjoy the Florida sunshine in comfort and style. Whether you're sipping your morning coffee or hosting a barbecue with friends and family, this outdoor retreat is sure to become a favorite spot for relaxation and entertainment.

Other highlights include a prepaid CDD and nearly new air conditioner (09/2022), providing financial ease for the lucky new homeowner. Because the CDD bond is prepaid, you pay only the annual maintenance fee, currently $1251, rather than the average amount of $2472 that your neighbors pay.

Residents of Northwood can enjoy the COMMUNITY POOL, CLUBHOUSE, TENNIS COURTS, PLAYGROUND AND BASKETBALL COURT, as well as quick access to several restaurants, shopping centers and other desirable retail establishments, including Costco, Sam's Club, The Shoppes at Wiregrass, the Grove, KRATE at the Grove and the Tampa Premium Outlets. It is only minutes away from major highways, providing easy access to the Tampa International Airport, USF, Moffitt, world-class hospitals and the best beaches in the country. Don't miss your chance to make this Wesley Chapel gem your own. Schedule a showing today and experience the perfect blend of modern living and timeless charm. View 3D tour and interactive floor plan at https: //bit. ly/3DTOUR1320OCEANREEF

Features

  • Amenities: Basketball Court, Clubhouse, Playground, Pool, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary, Ranch
  • Year Built: 1996
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,610
  • Acreage: 0.15
  • Est. Taxes: $2,904
  • HOA Fee: $160 Annually
  • Lot Desc: City Lot, Landscaped, Sidewalk
  • Elem. School: Denham Oaks Elementary-PO
  • Middle School: John Long Middle-PO
  • High School: Wiregrass Ranch High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: T3508181
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/T3508181/1320oceanreefroad_wesleychapel_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2024 10:17:13 AM)
Listing courtesy of SHELLS FLORIDA REALTY   Phone: 813-753-1211

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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1320 Ocean Reef ROAD, Wesley Chapel, FL, 33544

$420,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $336,000 $336,000 $336,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.171% 6.538%
Monthly Tax Payment $242 $242 $242
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,292 $2,233 $2,881
Total Monthly Payment $2,609 $2,550 $3,198

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.