Nestled in a serene neighborhood, this meticulously maintained home offers an array of modern comforts and timeless charm. As you step inside, you're greeted by a warm and inviting living room adorned with a cozy wood-burning fireplace, perfect for gatherings on chilly evenings. The open kitchen boasts updated appliances and ample counter space, seamlessly flowing into a formal dining room ideal for entertaining guests. Sunlight streams through the sunroom, providing a tranquil retreat overlooking the backyard oasis. Outside, a playground awaits, accompanied by a built-in fire pit and a spacious deck, creating an idyllic setting for outdoor enjoyment. A patio at the back of the house offers a serene spot for relaxation amidst nature's beauty. Venture upstairs to discover two bedrooms, each offering comfort and privacy, along with a full bath. The attic, accessible via a convenient pull-down ladder, provides additional storage space or potential for expansion. The fully finished basement features a French draining system and a dehumidifier, ensuring a dry and comfortable environment year-round. A full bath with a luxurious whirlpool tub offers a sanctuary for relaxation. This home is equipped with updated heating, cooling, and electrical systems, including a central air unit and six heating zones for personalized comfort. New windows flood the interior with natural light while enhancing energy efficiency. Additionally, the office, playroom, utility room, and laundry room offer functional spaces to accommodate daily living needs. With its blend of modern amenities and thoughtful updates, this home is a true haven for those seeking both comfort and style.
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $947 | $947 | $947 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,481 |
Total Monthly Payment | $5,399 | $5,287 | $6,520 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.