Welcome to the Lake! Enjoy the PEACH LAKE lifestyle of boating, fishing & swimming and winter lake activities. One of the few lakes in Westchester that allow motorboats! Enjoy ice fishing, snow shoeing, ice hockey, snowmobiling, and speed skating in winter. Summer pleasures include fishing, waterskiing, jet skis, sandy beach, swimming, kayaking & canoeing. This easy one level-Home is located in the Private community of Vails Grove; Amenities include Lake Views, Lake Rights, Docking Rights, Beach W/ Lifeguard in the summer, Playground, Tennis, Basketball, Pavilion area with year-round activities all within a short walking distance from your front door. Vails Grove is Surrounded by 3 lavish country clubs - Pehquenakonck Country Club, Salem Golf Club, and Vails Grove Golf Course. Horseback riding is nearby. This home is located in the heart of this private historical lake community called Vails Grove which is located on Peach Lake. This home offers seasonal lake views and features 3 Bedrooms , 2 full baths and includes many closets and tons of storage, Ample parking. Quarterly Maintenace fee includes grounds, ground maintenance, trash and snow removal. Close to All! Schools, highways, shopping, golfing, horse farms and Metro-North. North Salem Schools District!
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Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $755 | $755 | $755 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,450 | $2,387 | $3,080 |
Total Monthly Payment | $3,280 | $3,217 | $3,910 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.