Ready to move in? 1 block from beach CORNER LOT- Updated, Room for cars/boats. . Welcome to where endless summers begin! Boat launching in the neighborhood. This property is updated with one of the fewest stilt homes under $900, 000 in Indian Rocks Beach! Living the Florida lifestyle in your corner of paradise. Known as the "little gem", IRB is laid back with an easy lifestyle and this recently updated corner home with a new roof in 2023 delivers your beach living dreams! Quick access to the beach-1 block from the property. Pick your activity close to home! This 3 bedroom 2 bathroom home is enriched with updates throughout and surrounded by newly planted matured palm trees. Easy, breezy days and evenings flow through your expansive veranda throughout the home from both north and south end. Two bedrooms have sliders extending to a private south balcony. Recent remodeled bathrooms and kitchen along with ceramic tile throughout. Large enclosed screen porch extends your living experience. Generous enclosed garage along with access to the backyard jacuzzi. A water filtration system hook up also included in the garage. Your 4-car driveway allows for friends and family time, or buy that boat and park it on your property. Land near the beach is priceless and corner lots are rare! Area activities include: Baseball field 2 blocks down, boat launching 3 blocks down and Splash Harbour Water Park, Indian Rocks Beach Nature Preserve plus numerous nearby shops. The Nekton
Surf Shop, Indian Rocks Golf Cart Rentals, Massage, Yoga, Indian Rocks Tackle. Restaurants? Guppys, The
Original Crabby Bills, Slyce. A simple coastal drive down Gulf Boulevard in either direction keeps perspective any day!
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Our Executive Mortgage Banker:
Our Insurance Division:
$895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.877% | 6.977% | 7.041% |
Monthly Tax Payment | $258 | $258 | $258 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,884 | $4,704 | $6,386 |
Total Monthly Payment | $5,234 | $5,054 | $6,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.