Presented byLisa Richards |
Under contract-accepting backup offers. Welcome Home to ''Flagler Beach'' and this fabulous 2 bed/2 bath/1 car garage condo on the shores of the Halifax Intercoastal River and across the street from the Atlantic Ocean! Perfect for full-time residence, Winter respite's and/or weekend get-away's. Enjoy the spacious 1 car garage with workbench, washer & dryer, new water heater 2023 and storage cabinets. There are numerous restaurants, shops, dining spots along A1A, but in case you feel like a home-cooked meal, you won't be disappointed in this bright Kitchen with tile backsplash, numerous cabinets & counterspace, breakfast bar, and extra storage too. Spacious Dining Room and Great Room offer unobstructed views directly onto the Halifax River. Relax and unwind on your rear patio with new roll-away awning 2023, as you enjoy the passing boats, paddle boarders, kayakers (2 kayaks included in the sale of this condo!) and let's not forget the dolphin and manatee that frequent the warm intercoastal waters. This condo features designer tile floors on the 1st floor, new 2023 large sliding glass door onto the rear patio and a full bath with beautifully tiled shower, glass door, and new vanity. Upstairs you'll be welcomed by a large Owners Suite featuring a wall of closets, desk nook and entry onto balcony via sliding glass doors, to absorb more Halifax views and nature. The 2nd Bath features tile shower, glass door, and spacious vanity. Guests/family will be very comfortable in the 2nd Bedroom which includes a large closet and plenty of Ocean sunrises to enjoy. Many of the furnishings are available For Sale, no need to spend "beach time" furniture shopping, with the right price, you could just move right in! Ocean Palm Villas South is a quiet neighborhood minutes to downtown Flagler, Palm Coast, Ormond Beach and Tanger Outlets in Daytona Beach. The HOA included amenities make living and enjoying Ocean Palm Villas really easy; pool, tennis, Halifax River launch, Atlantic Ocean entry stairs, water, sewer, exterior common ground pest control & insurance, trash, basic cable, private mail room with additional laundry facility & recreation space/cards/board games! Ocean Villas North abuts the Ocean Palms Golf Club and is open to the public. You'll love this condo, Ocean Villas community between the Halifax & Atlantic, variety of activities/shops nearby, fabulous location and easy move-in option! Enjoy sunrises from the front, over the ocean, and sunsets from your private patio on the Intercoastal! Call today for your private showing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,900
Luxury Properties Specialist
William Raveis Real Estate
Phone: 617.272.5847
Lisa.Richards@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,720 | $212,720 | $212,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $67 | $67 | $67 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,451 | $1,414 | $1,824 |
Total Monthly Payment | $1,593 | $1,556 | $1,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.