This thoughtfully renovated farm house is the proverbial needle in a haystack for Hudson Valley buyers: a move-in-ready 19th-Century propertywith well-preserved charm but plenty of modern updates, plus privacy, quiet and convenience, too. Situated on 1. 6 acres, with an additional . 2-acre build-able lot across the lane, the house has been expanded to include a new entry foyer, full bathroom and spacious living room on theground floor, now opening through French doors to a spectacular glass-roofed 4-season sunroom that takes full advantage of the surroundingview of hillsides and gardens. Warm and stylish is the tone throughout, from the original front porch featuring carefully restored period brackets, all the way through the original front parlor, now suitable for use as a ground-floor bedroom, and the light-filled and beamed dining and kitchenarea featuring Sub-Zero and Wolf appliances and a charming window-bed nook. Upstairs are 2 sunny bedrooms featuring custom built-instorage, an additional full bath, and access to a spacious attic. Numerous recent updates include central air conditioning, a new roof, a new oiltank, high-end replacement windows, and an exterior paint job. Outside, the property features lovely mature trees and plantings, plus a uniqueBavarian-style garage. The separate parcel across the lane, once the site of a house, and with its own well and septic system still in place, isready for construction of a new house or studio. Replete with all the charms and privacy of a rural farm house, the property is also centrallylocated, with the popular Wallkill Valley rail trail, Uptown Kingston and the village centers of Rosendale, New Paltz and Stone Ridge all justminutes away.
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William Raveis Mortgage, LLC
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.893% | 7.171% | 6.623% |
Monthly Tax Payment | $749 | $749 | $749 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,037 | $3,982 | $5,179 |
Total Monthly Payment | $4,878 | $4,823 | $6,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.