Located on Timber Ridge and just a short drive to Magic Mountain and Lowell Lake, this property's location offers so much of Vermont life with hiking, skiing, snowshoeing, sledding, and Vast snowmobile trails ALL nearby. If the location of this 3200 sq. ft, 4 bedroom, 3 bathroom home does not grab your attention then maybe all the attributes of the home will. The exterior of the home offers minimal maintenance with LP Smart siding and Azek PVC trim meaning you never need to paint, Trek decking and Trek railing with stainless steel cable, the windows are energy efficient Andersen 400 Series. The interior of the home engulfs you with natural light with an open space concept, yet still provides that cozy feel of a Vermont home. The main level you will find the kitchen, dining, living room area, a sunroom looking out over the expansive view, a primary bedroom with an ensuite bathroom, a second bedroom, a bonus room, full bathroom, and a mudroom attached to a two bay garage. There is a deck off the living room and dining area overlooking the views, the living room offers a stone fireplace, the kitchen offers quartz countertops, convection oven, and a gas cooktop. The 1600 sq. ft. lower level has two bedrooms, a full bathroom, a laundry room, and unfinished space to create a family room, a bar, or maybe take the space and create an in-law apartment or short term rental. The home also offers central air, an automatic generator, and on-demand hot water.
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Our Executive Mortgage Banker:
Our Insurance Division:
$785,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $628,000 | $628,000 | $628,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $683 | $683 | $683 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,284 | $4,174 | $5,385 |
Total Monthly Payment | $5,058 | $4,948 | $6,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.