Maybe it's time to enjoy life by the beach life. Located in the heart of Westerly, Rhode Island, a quaint coastal community, minutes to Block Island Ferry. Gas heat, city water, This ranch offers 3 Bedrooms, 2 baths, 2 car garage on 1. 14 acre. Home is 1, 624, Garage 576 sf and deck 144 sf. All family and friends will be sure to visit when you live near the beach!! Needs landscaping and finish driveway. ear golf, marina's clamming, boating and fishing. If more space is desired, buyers also have the luxury of a full sized basement with the potential to be finished! Feel free to spread out outside too as the house sits on 1. 14 acre. With excellent proximity to not only the amazing Westerly Beaches, but just a short drive to Downtown Westerly as well! Add your game of Bocce, corn ball or tennis net and play to create some new memories. The perfect location and great summer or year round home. Hop on I-95 and get to Foxwoods, Mohegan Sun, I-95, Pfizer, Electric Boat. Home built 2021. . . Driveway needs finishing and landscaping. Open house to be announced.
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$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.893% | 7.171% | 6.538% |
Monthly Tax Payment | $374 | $374 | $374 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,498 | $3,451 | $4,452 |
Total Monthly Payment | $3,964 | $3,917 | $4,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.