850 SW Avenue N SW, Winter Haven, FL, 33880 | $279,900

Welcome to 850 Avenue N, Winter Haven, Florida 33880—an address steeped in the rich history and hardworking spirit that defines the Lake Ships area. This area stands as a testament to the determination and resilience of everyday Americans who built Winter Haven from the ground up.

THIS PROPERTY MAY BE ELIGIBLE FOR 2 PROGRAMS OR MORE AND UP TO $30, 000 IN DOWN PAYMENT HELP.

The history of Winter Haven traces back to its founding fathers who envisioned a thriving community nestled amidst the serene lakes. These visionaries laid the foundation for a town that is now a testament to perseverance and industriousness.

This property at 850 Avenue N embodies the ethos of hard work and commitment to excellence. Extensively renovated, it boasts upgraded underground plumbing, a reinforced roof, renovated bathrooms, updated flooring, a modernized kitchen, new windows, and an efficient AC unit. Set on a spacious 10, 000-square-foot lot, this property offers ample room for expansion and customization to suit your lifestyle.

Situated within a Community Redevelopment Agency (CRA) district, this home enjoys the benefits of being part of a revitalized area, offering opportunities for growth and development. Furthermore, this property qualifies for down payment assistance programs and census tract grants through financial institutions like Chase Bank, making it an attractive prospect for prospective buyers seeking financial assistance.

Living in Winter Haven is a delight. The area is known for its fantastic bass fishing, exhilarating water sports, and vibrant annual festivals. Residents here enjoy a vibrant community that embraces outdoor activities and celebrates its heritage with enthusiasm.

This residence at 850 Avenue N is not just a home; it embodies the American spirit, a testament to hard work, and an opportunity to be part of the thriving Winter Haven community. Experience the charm of this area and create lasting memories in a place that celebrates its history while embracing modern comforts and opportunities.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet, Laundry Room
  • Style: Bungalow
  • Year Built: 1947
  • Garage: Common
  • Heating: Central, Electric, Exhaust Fan
  • Cooling: Central Air
  • Approx Sq. Feet: 1,096
  • Acreage: 0.25
  • Est. Taxes: $1,357
  • Lot Desc: Cleared, Corner Lot, City Lot, Key Lot, Landscaped, Near Public Transit, Oversized Lot, Private, Sidewalk
  • View: Water
  • Elem. School: Lake Shipp Elem
  • Middle School: Denison Middle
  • High School: Winter Haven Senior
  • Appliances: Convection Oven, Cooktop, Dishwasher, Dryer, Exhaust Fan, Freezer, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: S5100527
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/S5100527/850swavenuensw_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2024 10:32:13 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Keith SextonLuxury Properties Specialist

508.420.6166

Keith.Sexton@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

850 SW Avenue N SW, Winter Haven, FL, 33880

$279,900

Keith Sexton

Luxury Properties Specialist

William Raveis Real Estate

Phone: 508.420.6166

Keith.Sexton@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,920 $223,920 $223,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.171% 6.538%
Monthly Tax Payment $113 $113 $113
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,528 $1,488 $1,920
Total Monthly Payment $1,716 $1,676 $2,108

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.