4802 51st STREET W, #1412, Bradenton, FL, 34210 | $249,900

Welcome to The Palms of Cortez, the highly desirable luxury condominium community, conveniently located in a gated community that offers the best of both worlds - an ideal location and an abundance of upgrades. **NO FLOOD INSURANCE NEEDED**. This rarely available 3rd-floor end unit boasts unique features, including soaring 9' ceilings, setting it apart from other floors in the building. Situated just 7 miles away from the pristine white sandy beaches and within minutes of a variety of restaurants and shops, this updated condo offers the perfect sanctuary to call home. As you approach the unit, you'll be greeted by a spacious 7x15 screened-in lanai, offering both privacy and the opportunity to enjoy breathtaking views of both sunrise and sunset. Step inside and be welcomed by the open living room and dining room combination, enhanced by the elegance of cathedral ceilings, a feature exclusive to this floor. The kitchen is a true delight, featuring matching stainless-steel appliances and providing a wonderful space for culinary adventures. The split-family floor plan is designed for optimal privacy and functionality, offering 2 generously sized bedrooms and 2 bathrooms. Each bedroom boasts 11'x13' of open space and convenient walk-in closets. The second bedroom, being an end unit, benefits from an additional window, bathing the room in natural light. The master bedroom is a retreat with tray ceilings, an en-suite bathroom, and a linen closet. Both bathrooms feature a "Garden Style" Tub/Shower Combination, providing a tranquil setting to unwind and relax. Additionally, this unit offers the convenience of an interior laundry room, complete with a full-size washer and dryer, included with the purchase. Recent upgrades include a brand-new AC unit installed in May 2021 (with 10 year transferable warranty), ensuring optimal comfort year-round, as well as a new roof installed in December 2022 for the entire building, offering peace of mind and long-term durability. Residents of The Palms of Cortez enjoy an array of exceptional amenities, including a resort-style pool, dual tennis courts, a pavilion, a fitness studio, a playground, and a community club room that can be rented and features a full-service kitchen and media room. This maintenance-free community welcomes pets and is non-age-restricted, making it an ideal choice for those seeking a vibrant and carefree lifestyle. With its affordable monthly fees, it caters to various needs, whether you're looking to relocate, establish a permanent residence, or own a vacation home. Don't miss this opportunity to be part of this exclusive community, where luxury, convenience, and resort-style amenities come together to offer an unparalleled living experience.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Gated, Playground, Pool, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: THE PALMS OF CORTEZ
  • Year Built: 2002
  • Approx Sq. Feet: 1,132
  • Est. Taxes: $1,345
  • Condo Fee: $390 Monthly
  • Lot Desc: Landscaped, Near Public Transit, Sidewalk
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: T3507914
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/T3507914/480251ststreetw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2024 3:47:09 PM)
Listing courtesy of AGILE GROUP REALTY   Phone: 813-569-6294

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4802 51st STREET W, #1412, Bradenton, FL, 34210

$249,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,920 $199,920 $199,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.538%
Monthly Tax Payment $112 $112 $112
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,364 $1,347 $1,714
Total Monthly Payment $1,551 $1,534 $1,901

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.