91 Spring Lake DRIVE, Debary, FL, 32713 | $515,000

Welcome to your dream home! This immaculate property offers the perfect blend of elegance and comfort. Located in the desirable community of Summerhaven, in DeBary Florida. This residence boasts modern amenities and a quiet, private setting. Step inside to discover a spacious layout designed for modern living. From the inviting living/dining areas to the updated gourmet kitchen with quartz counters, slow close cabinets, skylight, stainless steel appliances, and the amazing family room complete with a cozy, gas fireplace. Every corner exudes sophistication and charm. 2, 035 square feet of living space. This charming property boasts a tranquil 0. 33-acre lot with a private backyard. The home is equipped with updated hurricane lifetime-warrantied windows, modernized bathrooms, and a renovated kitchen. Additional features include a stamped concrete driveway, a screened covered rear patio for outdoor relaxation, whole house generator, a 2-stall oversized attached garage, and an extra 2. 5-stall oversized detached garage/workshop. The detached 2nd garage/workshop is complete with AC, sink, fridge, and attic storage, providing ample space for car enthusiasts, bikers, or hobbies and storage needs. Bring your toys. Retreat to the spacious 3 bedrooms for relaxation and rejuvenation. Each room offers a peaceful sanctuary to unwind after a long day. The outdoor space is perfect for entertaining or simply enjoying your morning coffee. Whether it's a quiet evening or a lively gathering, this property has it all. The backyard boasts a serene and private setting with a fenced dog run, perfect for pets to roam safely. Well maintained and cared for. Roof replaced 10/22, Water Heater 1 year old, AC approx 8 years old. City Water, Septic and a private well for irrigation. HOA is optional and only $150 annually. Don't miss out on the opportunity to call this place home! Contact us today to schedule a viewing and make this your own slice of paradise.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 144
  • Laundry: Inside, Laundry Room
  • Year Built: 1987
  • Garage: 4-car Garage Door Opener, Garage Faces Side, Oversized, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,035
  • Acreage: 0.33
  • Lot Size: 100 x 144
  • Est. Taxes: $2,331
  • HOA Fee: $150 Annually
  • Lot Desc: Landscaped, Level, Oversized Lot
  • Elem. School: Enterprise Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: V4934718
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/V4934718/91springlakedrive_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2024 10:17:09 PM)
Listing courtesy of LPT REALTY   Phone: 877-366-2213

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

91 Spring Lake DRIVE, Debary, FL, 32713

$515,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $412,000 $412,000 $412,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6..375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.623%
Monthly Tax Payment $194 $194 $194
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,811 $2,738 $0
Total Monthly Payment $3,097 $3,024 $286

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.