At the end of a meandering dirt road in northern Columbia County sits the Farmhouse on Goetz Road, a 109-acre former farm that evokes a bygone era. Transporting you back in time, the farmhouse, two beautiful antique barns, rolling fields, mature forest, and a pristine natural pond complete this pastoral property. The house itself is a sweet hybrid of farmhouse-meets-woodsy-cabin: tongue and groove wood paneling lines the walls, ceiling beams are exposed throughout the house, and two large fireplaces set the scene for warm and cozy fireside evenings. There's also a first-floor bedroom in the farmhouse - a rarity for a home originally constructed in 1810. The first-floor bathroom was recently renovated and is complete with a glass-enclosed walk-in shower. On the opposite side of the house is a large, eat-in kitchen with vaulted ceilings, exposed beams, a chef's range, and granite countertops. A wood-fired hearth was also preserved in the kitchen, paying homage to the antique roots of this charming home. Upstairs, there are two more bedrooms and another renovated bathroom. The bedrooms are all of ample size, and one of the bedrooms upstairs features a built-in workspace with shelving and a desk. The land this home sits on is truly special. 109 acres on both sides of Goetz Road envelops the farmhouse and buffers it from any visible neighbor, ensuring absolute privacy. The two stunning antique barns on the property are just across the street from the farmhouse and have been well-maintained by the current owners. The larger of the two barns has a new, corrugated metal roof and red painted exterior, while the smaller of the two barns would make an ideal guest house or studio space, if finished. The barns are also eligible for historic preservation tax credits through New York State. Just beyond the barns is an open, rolling field, a charming gazebo, and a large pond perfect for a rowboat in summertime and ice-skating in the colder months. The house has operated as a successful AirBnB, and the multiple meadows on the property are well suited for solar panels, if desired. Located just 11 minutes away from the Village of Chatham, enjoying a meal out or stocking up on local fare is easy to do. Some highlights in Chatham include: Bimi's Cheese Shop, Brown's Emporium and Our Daily Bread bakery. Tanglewood is 23 minutes east, just over the Massachusetts border, and Jiminy Peak Mountain Resort is 30 minutes away, making this location ideal for ski weekends.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.103% | 6.915% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,310 | $4,657 | $6,194 |
Total Monthly Payment | $4,402 | $4,749 | $6,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.