158 Market Street, Saugerties, NY, 12477 | $475,000

A well-maintained, recently refreshed and light-filled Victorian home nestled in the friendly Village of Saugerties. Despite its classification as a two-bedroom home, this residence surprises with generously proportioned rooms and charming, intact original details, hardwood and ceramic tiled floors, all freshly painted and cooled by central air conditioning to create a welcoming ambiance throughout. Upon entry, a comfortable living room flows into a formal dining area, currently serving as a second living space with a newly installed wood stove. Adjacent to the dining room, you'll find a convenient additional room with a half bath, offering versatility as a guest bedroom or office. The heart of the home is the inviting eat-in kitchen, complete with a Wolf Stove. A classic banister guides you upstairs to two sizable bedrooms and a full bathroom. One bedroom features an adjoining extra room, perfect for use as an office or hobby space, along with a spacious walk-in closet. Ascend a staircase from the second floor to the newly insulated and finished attic space. Outside, a charming front porch and fenced backyard oasis featuring a sizable deck overlooking a stone patio which provides an ideal spot for relaxation and outdoor gatherings. Mature landscaping, including numerous plantings, trees, and mulched flower beds, adds to the property's allure, while an outdoor shed offers additional storage space. For added convenience, a driveway on the side of the house provides off-street parking. A short stroll brings you to the fine restaurants, unique shops and cinema of Saugerties Village and the recreational amenities of nearby Cantine Field. This home offers the perfect blend of village life and access to the beauty of the Catskills. Enjoy easy proximity to the NYS Thruway and nearby towns like Woodstock, Kingston, Rhinebeck, and Hudson, making this residence an ideal combination of comfort and convenience. Saugerties Village is currently liberal in its policy regarding short term rentals. Agents and prospective buyers should check with the town regarding regulations.

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Style: Victorian
  • Year Built: 1880
  • Garage: Driveway, Off Street
  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air
  • Basement: Bilco Door(s), Full, Unfinished
  • Approx Sq. Feet: 1,621
  • Acreage: 0.15
  • Est. Taxes: $7,028
  • Elem. School: Cahill School
  • Middle School: Saugerties Junior High School
  • High School: Saugerties Senior High School
  • School District: Saugerties
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
  • MLS#: H6292373
  • Days on Market: 72 days
  • Website: https://www.raveis.com
    /prop/H6292373/158marketstreet_saugerties_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Halter Associates Realty Inc   Phone: 845-679-2010

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

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158 Market Street, Saugerties, NY, 12477

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.623%
Monthly Tax Payment $586 $586 $586
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,592 $2,560 $3,284
Total Monthly Payment $3,253 $3,221 $3,945

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.