Incredible WATERFRONT 2 Bed 2 Bath Condo in Islander Point Community in Popular Deed Restricted. . . Punta Gorda Isles!!! This 2nd Floor unit that backs to and EXTRA WIDE & BEST CANAL VIEW in the community. Owners have the opportunity on a first come/first serve basis to get an assigned *Dock Space for your Boat*. When you enter this bright and open home you get a magnificent water view along with a spacious split floor plan!! Large open Living Area. Kitchen has new Plank Flooring and a spacious Breakfast Bar and Dining Space. Large primary Bedroom with full sliding glass doors for incredible* SUN RISE VIEWS* . . . . Plus a private bath with his & hers closets. Nice size Laundry room with storage as well in Unit. Large second floor Lanai with tile floors offers tons of space for outdoor entertaining and relaxation!! Large Clubhouse and Pool Area to soak up the Sun!! Roofs are Brand New as of Dec 2023. Enjoy everything that Charlotte Harbor has to offer from World Class Fishing, Boating, Sailing and the tranquil Small Town Feel of Punta Gorda. This Historic Downtown area has incredible dining plus you are just minutes from Fisherman's Village dining, music and shopping along with awesome sunsets. Enjoy tons of local events, bike trails, kayaking, golf and more. This perfect location is just minutes to Interstate 75 and Punta Gorda airport is just 10 minutes away!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$270,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $267 | $267 | $267 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,474 | $1,436 | $1,822 |
Total Monthly Payment | $1,816 | $1,778 | $2,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.