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71 Kirk and Fitts Road, Alburgh, VT, 05449 | $198,500
Escape to your own AFFORDABLE piece of paradise with lake views AND ownership in a shared lakefront park, across the gravel road, on beautiful Lake Champlain! This charming 2-bedroom, 1-bath seasonal camp is your ticket to endless summer memories. The property enjoys 2 decks, one with a great view of the lake! Enjoy your morning coffee on the lakeview deck or if its chilly in the 3 season room as you peer over at the sparkling water. Meals and game nights in the 3-season room will fill your Summer with fun. The quaint, cozy kitchen & living room have everything you need. The first bedroom is well sized and has a spacious closet. The second bedroom is large enough to sleep ALL your friends and has great access to a very private side deck. The yard is perfect for picnics, BBQ's, yard games and includes a shed to store the lake toys. With this property you gain shared ownership to Lalonde Park (private park) providing you with over 60 feet of beach to enjoy! Launch your kayak, take a refreshing swim or simply relax on the shore, have a bonfire, play games and marvel at the sunset! Moorings are allowed. Property has been lovingly maintained, is being sold as is and fully furnished so you can start enjoying your lakeside retreat without delay. Don't miss this rare affordable chance to own your piece of Lake Champlain beauty. Whether you're seeking a serene getaway or a fun-filled Summer this sweet camp is the perfect place to make memories that will last a lifetime.
Features
- Amenities: Beach Access,Beach Rights,Common Acreage
- Rooms: 4
- Bedrooms: 2
- Baths: 1 three-quarter
- Style: Cottage/Camp
- Year Built: 1952
- Heating: Gas Heater,Space Heater
- Cooling: Wall AC Units
- Approx Sq. Feet: 764
- Acreage: 0.2
- Est. Taxes: $2,028
- Lot Desc: Country Setting,Lake Access,Lake Frontage,Lake View,Landscaped,Level,Water View,Waterfront
- Water Front: Yes
- MLS#: 4986436
- Website: https://www.raveis.com
/prop/4986436/71kirkandfittsroad_alburgh_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/12/2024Listing courtesy of Coldwell Banker Islands Realty Phone: 802-372-5777
Listing Agent: Evan Potvin
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
71 Kirk and Fitts Road, Alburgh, VT, 05449
$198,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $158,800 | $158,800 | $158,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
| Monthly Tax Payment | $169 | $169 | $169 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,083 | $1,070 | $1,362 |
| Total Monthly Payment | $1,327 | $1,314 | $1,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484