Indulge in luxury living at 9090 Spruce Creek Circle in the gated community of Oak Creek. This architectural masterpiece goes beyond the ordinary, offering 4 bedrooms, 3. 5 bathrooms spread across a sprawling floor plan to include a 2-car garage. The focal point of this residence lies in its chef's dream kitchen, boasting top-of-the-line appliances and custom finishes. Flowing seamlessly into elegant living areas adorned with porcelain tile throughout the first level, you're welcomed by a spacious kitchen featuring ample cabinet space, a beautifully designed backsplash accentuating the cooking area, a double-door pantry, and a large island. The casual dining area in the kitchen is illuminated by bay windows, allowing ample natural light to flood the space.
Welcome to the master suite, a haven of tranquility where every detail exudes luxury and meticulous design. With double sinks, a garden soaking tub, a generously sized walk-in shower, and a meticulously organized closet, the primary suite epitomizes comfort and sophistication. Step out onto your balcony, where you can savor a morning beverage while embracing the start of a new day.
The home amplifies its outdoor charm by integrating pocket sliding doors, effortlessly blending indoor and outdoor spaces. Step onto the covered patio with paver flooring, where you'll find an impressive outdoor kitchen and grill, all while enjoying serene water views of the pond, creating a secluded retreat. Oversized lot allows for a pool design of your choice.
Nestled in a location where 9090 Spruce Creek Circle offers convenient access to nearby amenities such as parks, schools, and shopping centers, providing an ideal balance of convenience and tranquility.
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Our Executive Mortgage Banker:
Our Insurance Division:
$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $816 | $816 | $816 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,493 | $3,403 | $4,390 |
Total Monthly Payment | $4,401 | $4,311 | $5,298 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.