Welcome home to this highly sought-after 55+ condominium community of Winston Park in the heart of St. Petersburg. Minutes to everything the city offers, This recently renovated, first-floor, “convertible” 1-bedroom, 1. 5-bath unit with two bonus rooms provides the perfect blend of comfort and convenience and is completely move-in ready. Recent upgrades include newer double pane windows and doors, HVAC with ozone cleaner (2023), water heater (2023), LVP flooring (2021), painting, bathrooms, kitchen, appliances, walk-in shower with safety bars, and other thoughtful design elements throughout. One of the highlights of this home includes the updated & spacious kitchen with eat-in island/peninsula - a true haven for entertaining and/or culinary enthusiasts. With ample countertop space, modern appliances, and plenty of storage, this kitchen provides space for cooking and meal prep while enjoying the company of friends and family. The “convertible" bonus spaces can be used for anything that suits your needs such as - second bedroom, office, crafts, living space; while the other may be used as a dining area, additional living, or serene sitting space. Enjoy a lovely view of the beautiful, well-maintained courtyard from your own patio. This much desired and rarely available first-floor location offers easy access from both your front door and sliding back door which is just a sidewalk away from the heated pool and community clubhouse (full kitchen, bathrooms, large gathering space with tables and chairs) where there are all sorts of activities offered by the community association. Whether you are looking for an active social lifestyle with organized weekly events or prefer to simply bask in the sun or under the covered lanai and read - this community is for you! Join the other residents for coffee, take a refreshing morning swim, play cards, games, ping pong or pool, shuffleboard, watch one of the two large screen TVs or grab a book from the community library and simply curl up and relax - this community has it all! This unit also comes with a storage unit and coveted covered parking space right outside your front door plus ample visitor parking spaces for additional convenience. With recently passing the Milestone inspection, plus a newer roof (2021) and strong HOA budget reserves, Winston Park offers the best of both worlds: a peaceful retreat in a vibrant community where you can live your best life! Short distance to downtown, shopping, (Publix and new Whole Foods, coffee shops, restaurants, arts, beaches, airports, walking/biking trails, and much more. Don't miss the chance to make this renovated, move-in ready, first-floor, 1-bedroom, 1. 5-bath condominium your new home.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,255 | $1,223 | $1,552 |
Total Monthly Payment | $1,410 | $1,378 | $1,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.