HUGE PRICE REDUCTION!!!!! Welcome to the outstanding Harbour Watch, a gated, guard-attended 24/7 resort-style community nestled on a peninsula overlooking the Gulf. This stunning Key West-style 3-story home offers partial Gulf views and over 150 feet of water frontage on a winding 14-acre lake. Featuring a beautiful island kitchen with upscale wood cabinetry, granite countertops, and stainless-steel appliances. The large family room with a fireplace and wood flooring is perfect for gatherings. With 3 and 1/2 baths featuring upscale wood cabinetry, travertine floors, and granite countertops, and separate formal living and dining rooms finished with wood flooring, this home exudes elegance. The main level is finished with hardwood flooring and decorative plantation shutters. The primary bedroom boasts partial Gulf views in the front and a private balcony overlooking the 14-acre winding lake. There are also spacious bedrooms two, three, and four. The main level of the home offers a wonderful wrap-around balcony, and the base level features a large bonus room. Additional features include an oversized tandem garage with room for 2 to 3 cars plus a storage room. Both A/C systems were installed in 2017. The large cul-de-sac homesite provides ample space. Harbour Watch offers fantastic community amenities, including a large pool and spa, clubhouse, community pier for fishing or sightseeing, playground, tennis courts, pickleball, and basketball court. Located in a perfect coastal location, with several area beaches, island state parks, golf courses, and marinas nearby for family fun! Buyers can only enter Harbour Watch if accompanied by a realtor. GREAT BUY!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,600 | $639,600 | $639,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $665 | $665 | $665 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,363 | $4,309 | $5,484 |
Total Monthly Payment | $5,120 | $5,066 | $6,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.