Welcome to this Colonial in a desirable Somers neighborhood. As you step into the main floor, You Have 2 separate sitting rooms, one with a fireplace, the other with barn doors leading to the 3-season room. The kitchen has ample counter/cabinet space w/ a convenient breakfast bar. The dining room is oversized w/ built-ins. The first floor also has a separate room which would make a great office or spare bedroom. On the second floor you will find the primary suite w/ built in closets w/ a huge changing/sitting area leading you into the spacious bedroom, steps away is your bathroom w/ a laundry room followed by a huge walk-in tiled shower & soaking tub. There are 2 additional bedrooms & 2 full bathrooms upstairs. Recent Updates (APO): Radon Water System Installed 4/15/2024, Fully Waterproofed Basement, Roof 2015, Sump Pump 2018, Boiler 2019, Well 2021, Garage Doors 2022, New Insulation 2022 & a Generator hook up in the garage. Contingent on Seller finding and closing on suitable housing. Ring doorbell is active. Seller can accept an Offer at anytime. Home is being sold AS IS. Home Does Need Work
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Bedroom 2 | Attic Access | Second |
Bedroom 3 | Second | |
Dining Room | First | |
Dining Room | Lower | |
Dining Room | Main | |
Full Bath | Tile Floor | Upper |
Kitchen | Flooring - Hardwood | First |
Kitchen | Hardwood Floor | Main |
Living Room | Flooring - Hardwood | First |
Living Room | Lower | |
Living Room | Hardwood Floor | Main |
Master Bedroom | Closet | Second |
Other | Main | |
Primary Bedroom | Upper | |
Primary Bedroom | Upper | |
Primary BR Suite | Tub w/Shower | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $497 | $497 | $497 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,156 | $2,744 |
Total Monthly Payment | $2,755 | $2,728 | $3,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.