Experience the convenience of maintenance-free living, in this beautiful 2 bedroom, 1. 5 bathroom condo located in the Arbors Community. Upon entry, stunning hardwood floors set the tone for this well maintained unit. The generously sized living room opens to a deck through sliding glass doors, where you can enjoy beautiful sunny days or lovely starry nights. The well designed galley kitchen features ample cabinet space, and stainless steel appliances. There is also a quaint, well lit dining area to enjoy your meals. Enjoy a spacious primary bedroom with a walk-in closet, an en suite half bath, as well as an additional well-sized bedroom and hall bath. The Homeowners Association (HOA) covers a comprehensive list of amenities and services, including heat, hot water, trash, water/sewer, pool access, lawn maintenance, snow removal, common area upkeep, and exterior maintenance. This ensures a hassle-free lifestyle with all essential services taken care of. Perfectly situated, this residence is a stone's throw away from Route 9, offering easy access to the newly developed Hudson Heritage Community, Culinary Institute of America, Marist College, Walkway over the Hudson, hospitals, shopping centers, restaurants, and more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,091 | $1,063 | $1,372 |
Total Monthly Payment | $1,436 | $1,408 | $1,717 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.