Welcome to 4609 Richardson Ave, Bronx, NY 10470 where grandeur meets comfort in this expansive 1-family haven that redefines the essence of home. Prepare to be captivated by the sheer magnitude of this residence, boasting a finished attic and basement that elevate luxury living to new heights. This majestic property features: Palatial 1-family residence: Step into a world of opulence where each corner of this vast residence speaks volumes about grand living. This is not just a house; it's an embodiment of your aspirations. Finished attic and basement: Unleash your imagination as you explore the possibilities of the finished attic and basement, offering boundless opportunities for recreation, relaxation, or even creating your personal sanctuary. Strategic Location: Nestled in the heart of Bronx, this residence is strategically positioned for those who value accessibility. Close to bus and train stations, commuting becomes a seamless experience. Additionally, an array of restaurants and shopping destinations are at your fingertips, ensuring that every need is met with utmost convenience. Architectural Splendor: Admire the architectural brilliance that defines 4609 Richardson Ave, blending timeless charm with modern sophistication. From the exterior grandeur to the meticulously crafted interiors, every detail has been thoughtfully curated to create a living space that is both awe-inspiring and welcoming. Versatile Living Spaces: With generously sized rooms and versatile living spaces, this residence adapts to your lifestyle effortlessly. Host grand gatherings, create your own personal art studio, or design a home office that inspires creativity the choice is yours. Unmatched Privacy: Enjoy the luxury of privacy within your own oasis. The expansive layout ensures that every member of the household can find their own retreat, fostering a sense of tranquility amidst the hustle and bustle of city life. Unlock the door to a world where creativity knows no bounds and luxury is a way of life. Your dream home at 4609 Richardson Ave awaits a masterpiece that transcends the ordinary and sets the stage for a life of unparalleled comfort and style. Welcome home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,110 | $3,949 |
Total Monthly Payment | $3,680 | $3,597 | $4,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.