New construction! This beautiful 4 bedroom 3 bath raised ranch home with many upgrades centrally located in the desirable Wallkill School District is now complete and ready for its owner. This amazing home offers dramatic vaulted ceilings in the living, dining and kitchen and a wide open floor-plan. The kitchen, dining and living room all flow together offering great gathering and entertaining space. Lovely kitchen with upgraded cabinets, stone counter tops and island for all your entertaining and cooking needs. In addition, kitchen has sliding doors leading out to a private back deck, a great place to start your morning or relax after a long day. The master bedroom boasts a full bath with a walk-in shower, and double sink as well as an over sized walk-in closet. Two additional bedrooms and a full bath are on this floor as well. The lower levelhas9'ceilings and contains a fourth bedroom, full bath and extra space for a family room or whatever you desire. Great commuter location only minutes to NYS Thruway, Metro-North Railways, Stewart International Airport and all the beauty that the Hudson Valley has to offer. From hiking, biking, farmers markets, pick-your-owns, wineries, breweries, restaurants, shopping - county living at it's finest is waiting! You won't want to miss this opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$576,123
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,898 | $460,898 | $460,898 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $176 | $176 | $176 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,144 | $3,063 | $3,889 |
Total Monthly Payment | $3,412 | $3,331 | $4,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.