Welcome to your future home in the charming neighborhood of Springfield Gardens! This spacious property offers endless potential for those seeking a project to make their mark and create the home of their dreams. Situated on a large lot with a private driveway, this residence boasts ample space for parking and outdoor activities, making it perfect for families or those who love to entertain. As you step inside, you're greeted by a generous living space awaiting your personal touch. The main floor features a large bathroom, providing both convenience and comfort for residents and guests alike. With a little TLC, this bathroom could easily be transformed into a luxurious retreat where you can unwind after a long day. The heart of the home is the kitchen, where culinary dreams come to life. While it may need some updates, this kitchen offers plenty of room for creativity and customization, allowing you to design the perfect space for cooking and dining with loved ones. Upstairs, you'll find four spacious bedrooms, each offering ample closet space and natural light. Whether you're creating a peaceful master suite or designing unique bedrooms for family members, these rooms provide the space and flexibility to accommodate your needs. The property also features two bathrooms, ensuring that everyone has plenty of space and privacy to get ready in the morning or unwind at the end of the day. One of the highlights of this home is the unfinished basement with a walk-out, offering endless possibilities for expansion and customization. Whether you envision a home gym, a playroom for the kids, or a cozy den for movie nights, this space can be transformed to suit your lifestyle and preferences. Outside, the large lot provides plenty of room for outdoor activities, gardening, or simply enjoying the fresh air. With a private driveway, you'll never have to worry about parking or storage space. Located in the desirable neighborhood of Springfield Gardens, this home offers easy access to schools, parks, shops, and transportation options, ensuring that you're never far from everything you need. Don't miss the opportunity to make this spacious property your own. With its large lot, ample bedrooms, and unfinished basement, this home has everything you need to create the perfect space for you and your family.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,199 | $559,199 | $559,199 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $478 | $478 | $478 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,815 | $3,717 | $4,795 |
Total Monthly Payment | $4,385 | $4,287 | $5,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.