3203 Bear Creek LANE, Lakeland, FL, 33810 | $220,000

Nestled in the heart of the esteemed Highland Fairways community in Lakeland, Florida, this charming 2-bedroom, 2-bathroom home sits proudly on a coveted corner lot. Designed with the discerning 55+ buyer in mind, this property offers a perfect blend of comfort, convenience, and resort-style living. Step into the vibrant community of Highland Fairways, renowned for its active lifestyle and abundance of amenities. Residents here enjoy exclusive access to a plethora of recreational facilities, including a clubhouse with a social room, fitness center, pool, spa, tennis courts, shuffleboards, and an executive 18-hole golf course. Engage in social events, clubs, and activities, fostering a vibrant sense of camaraderie among neighbors. Approaching the property, you'll immediately notice the well-kept lawn and the paved driveway leading to a covered carport with additional storage space. The roof, replaced in 2021, offers peace of mind and durability for years to come. Step inside, and you're greeted by an inviting open floor plan accentuated by high ceilings and an abundance of natural light flooding through large windows. The spacious living room features porcelain tile flooring, providing an elegant backdrop for relaxation and entertaining. The updated kitchen is a culinary enthusiast's delight, boasting a breakfast bar, ample cabinetry, porcelain tile flooring, and laminate counters. Retreat to the generously sized master bedroom, complete with a built-in closet and an en-suite bathroom featuring a walk-in shower and single sink. A second bedroom offers flexibility for guests or hobbies, with a convenient bathtub and shower combination in the adjacent bathroom. Outside, a screened lanai beckons, offering a tranquil space to unwind and enjoy the Florida breeze. Accessible from both the carport and living area, it provides seamless indoor-outdoor living. Don't miss the opportunity to make this Highland Fairways gem your own, where every day feels like a vacation in paradise. Experience the epitome of 55+ living in Lakeland, Florida.

Features

  • Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance, Pool, Security, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 55 x 80
  • Laundry: Laundry Room, Outside
  • Year Built: 1987
  • Garage: Covered
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,004
  • Acreage: 0.1
  • Lot Size: 55 x 80
  • Est. Taxes: $1,841
  • HOA Fee: $217 Monthly
  • Lot Desc: Corner Lot, Greenbelt, Near Golf Course, Near Public Transit
  • View: Park/Greenbelt
  • Adult Communities: Yes
  • Elem. School: Griffin Elem
  • Middle School: Sleepy Hill Middle
  • High School: Kathleen High
  • Pet Policy: Yes
  • Appliances: Cooktop, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: T3507971
  • Days on Market: 64 days
  • Website: https://www.raveis.com
    /prop/T3507971/3203bearcreeklane_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2024 8:07:24 PM)
Listing courtesy of LPT REALTY LLC   Phone: 813-359-8990

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3203 Bear Creek LANE, Lakeland, FL, 33810

$220,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $176,000 $176,000 $176,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $153 $153 $153
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,201 $1,170 $1,484
Total Monthly Payment $1,429 $1,398 $1,712

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.