Beautiful, spacious luxury home with serene pond view & located at the highly sought after John's Landing lake-front community on the edge of Oakland & Winter Garden. Over 4, 000 sqft. of living space with open layout, formal dining, upstairs loft, laundry room, garden bath, 2 car garage, & so much more! Home backs up to a sizeable pond & has in-ground pool with screened enclosure. Interior has nice touches including utility sinks in laundry room & garage, kitchen island, soaring foyer, 2nd bedroom on ground floor & bathroom accessible directly from pool patio. Master suite is located upstairs along with the 3rd, 4th & 5th bedrooms & an extensive loft. Johns Landing is gated, deed-restricted community. Major thoroughfares are conveniently located nearby including Florida Turnpike, Hwy 50/W Colonial, & SR-429 western beltway. Disney World theme parks only about 30 minutes south by highway. West Orange High School is only 10-15 minutes east. Other area attractions include the Oakland Nature Preserve, West Orange Cycling Trail, Plant Street Market, downtown Winter Garden, Tucker Ranch Recreation Complex & world class golfing at Stoneybrook West & Bella Collina. W Colonial Drive offers an abundance of dining, banking, supermarkets, big boxes stores, schools, libraries, post office, movie theater & more within 15 minutes' drive. House is Duke Energy & Town of Oakland water. Sold as-is, where-is. No Seller’s disclosures. Seller is making no warranties or representations of property condition. Room dimensions are approximate & should be independently verified. Proof of funds/pre-approval letter required with all offers. Buying party is responsible for verifying whether or not property condition will qualify for buyer’s specific loan program. HOA dues may be subject to change, special assessments & must be verified by buyer. MLS information deemed reliable, but not guaranteed. Parties are advised to verify. *Per our seller, please ensure all potential buyers view the interior of the property prior to submitting offers. Agents must always accompany buyers during showings. Seller will not entertain sight-unseen offers. If applicable, please factor any repair estimates into the offer. * There's a 5-minutes video walk-through available under MLS Virtual Tour. **Update March 2024 -- Two HOA Violation Courtesy Notices in MLS Attachments due to front yard condition. Seller advising house is sold as-is, where-is, no repairs.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.893% | 7.171% | 6.623% |
Monthly Tax Payment | $453 | $453 | $453 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,456 | $4,493 |
Total Monthly Payment | $4,048 | $4,001 | $5,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.