2253 Ginger WAY, Lakeland, FL, 33801 | $290,000

Under contract-accepting backup offers. New lower price for a quick sale! See us in 3D! Welcome to your ideal family home or investment property, conveniently located just a bike ride away from the vibrant downtown of Lakeland, Florida. Situated within short distance of Southeastern University, this prime location on a corner lot in a quiet neighborhood offers the perfect blend of tranquility and accessibility. Being just 45 minutes from Orlando theme parks, 50 minutes from Florida's West Coast beaches, and 40 minutes to downtown Tampa, this house is perfectly centered near some of Florida's best features (but away from all the heavy traffic).

Sleep easy through any Florida storm in this reinforced block home that is not in a flood zone and comes with modern upgrades, including a brand new A/C unit and system installed in July 2023, and a metal roof, installed in 2019.

With three bedrooms, including a spacious master suite boasting a walk-in closet and two full-size bathrooms, the whole family has plenty of room to spread out and relax. Amenities like the stainless steel upgraded appliances and wood-burning fireplace make this a welcoming home to host gatherings, with a fenced-in backyard that offers privacy and security, ideal for young ones and pets to play freely and safely.

Outside, you'll find professional landscaping, adding additional curb appeal and charm to the property, that includes a smart irrigation system to make it easy to maintain even when you're out of town. The two-car garage provides convenient parking and storage space, while the attached storage shed offers additional room for your belongings. This property also comes upgraded with a beautiful enclosed Florida room, providing extra living space to entertain guests, create a home office, or simply unwind after a long day.

Whether you're seeking a family home or an investment property, this house offers the perfect combination of comfort, convenience, and potential. Don't wait to make it yours—schedule a viewing today and experience the best of Lakeland living!

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 70 x 90
  • Laundry: In Garage
  • Year Built: 1982
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,615
  • Acreage: 0.14
  • Lot Size: 70 x 90
  • Est. Taxes: $3,784
  • Elem. School: Crystal Lake Elem
  • Middle School: Crystal Lake Middle/Jun
  • High School: Lakeland Senior High
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: L4942869
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/L4942869/2253gingerway_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2024 2:16:04 AM)
Listing courtesy of LIVE FLORIDA REALTY   Phone: 863-868-8905

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2253 Ginger WAY, Lakeland, FL, 33801

$290,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $232,000 $232,000 $232,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.159% 6.538%
Monthly Tax Payment $315 $315 $315
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,583 $1,542 $1,989
Total Monthly Payment $1,973 $1,932 $2,379

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.