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23 Lower Rocky Point Road, Miller Place, NY, 11764 | $989,000
Set over 100ft from the road, this is where your dream home becomes a reality. Sip your morning coffee on your front porch swing, or entertain guests along your 90 foot wrap around porch and enjoy the sunset. There are no expenses spared in this North Shore Oasis, in the heart of Miller Place, just a short distance from your private beach (optional membership MPHOA) from real hardwood flooring, granite countertops, indoor / outdoor living spaces complete with Trex decking, heated swimming pool with diving board, 6 person hot tub, mature luscious landscaping, Nuheat radiant flooring in two of the bathrooms, second floor laundry room, wood burning fireplace, 5 spacious bedrooms, a full size basement with a workshop AND a 2. 5 car heated garage with 15 ft ceiling - reenforced with steal beams, this home on over an acre of property will not last. The formal living room offers privacy when needed, and an open concept when appropriate, pocket doors leading to the den and French doors welcome an outdoor breeze and access to the porch. Cozy up on a cold night in the den by the fireplace or open the sliding doors to utilize the outdoor living space in the warmer months. This home is an entertainers dream. Ready to head upstairs to the five oversized bedrooms? The primary suite has an over sized walk in closet, a Jacuzzi tub, nu heat radiant flooring, shower, and double vanity. The third bathroom offers a curb-less shower, motion sensor faucet, Nu heat radiant flooring, and an additional linen closet. Bedrooms 2, 3, and 4 provide large rooms with ample closet space! As you make your way to the fifth bedroom or your office you'll notice a small alcove to your right, which provides space for a finished third floor staircase! The fifth bedroom is currently used as an office, offers three closets, and the potential to easily be converted to an in-law suite! The second staircase in the back of the house provides easy access to the kitchen and garage! The full basement offers an entire additional living space, a workshop, and its own entrance. Don't let this one slip away, this is where your dream home becomes a reality.
Features
- Rooms: 12
- Bedrooms: 5
- Baths: 3 full / 1 half
- Style: Victorian
- Year Built: 1991
- Garage: 2-car Private, Attached, 2 Car Attached, Driveway, Heated Garage
- Heating: Oil, Forced Air
- Cooling: Central Air
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 4,054
- Acreage: 1.11
- Est. Taxes: $18,515
- Lot Desc: Level, Part Wooded, Near Public Transit, Private
- Water Front: Yes
- Middle School: North Country Road School
- High School: Miller Place High School
- School District: Miller Place
- Pool: In Ground
- Appliances: Trash Compactor, Cooktop, Dishwasher, Dryer, Humidifier, Microwave, Oven, Refrigerator
- MLS#: 3534189
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/3534189/23lowerrockypointroad_millerplace_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
23 Lower Rocky Point Road, Miller Place, NY, 11764
$989,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $791,200 | $791,200 | $791,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
| Monthly Tax Payment | $1,543 | $1,543 | $1,543 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,744 | $5,132 | $6,892 |
| Total Monthly Payment | $6,379 | $6,767 | $8,527 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535