This well maintained five room, two bedroom, one bath, 1080 square-foot ranch style home has some big home expenses already taken care of! From a brand new 2023 furnace/boiler and new 2020 kitchen appliances to new septic, vinyl siding, and Harvey windows from 2005 - 2007! You'll love the huge 22' x 18' living room with hardwood floors, recessed lighting, natural light from three bay windows and access to the 22' x 12' deck overlooking the backyard! Great for entertaining, the 16' x 12' dining room with Hardwood Floors and picture window opens to the rustic style kitchen with new stainless refrigerator, new stainless gas stove, new vinyl plank flooring, double windows, and a double sink! The two bedrooms and bathroom are on the other side of the house and include the spacious 14' x 12' primary with ceiling fan and W/W carpeting, the 13' x 10' second bedroom with W/W carpeting and the full bathroom, which was renovated in 2018! The full unfinished walkout basement is great for both storage and/or adding some additional living space. The . 46 acre slightly sloped lot has a huge backyard, is mostly fenced, and offers two sheds. Combining privacy with lack of direct neighbors, yet less than 4 miles from state parks, trails, farms, country clubs Andover Lake, restaurants, schools and more! *Please submit highest & best offers by Monday, April 1*
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 12X10 | Main |
Dining Room | Bay/Bow Window,Hardwood Floor | 16X12 | Main |
Kitchen | Country,Double-Sink | 9X9 | Main |
Living Room | Bay/Bow Window,Balcony/Deck,Hardwood Floor | 18X22 | Main |
Primary Bedroom | Ceiling Fan,Wall/Wall Carpet | 14X12 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $194,400 | $194,400 | $194,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $282 | $282 | $282 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,326 | $1,310 | $1,680 |
Total Monthly Payment | $1,683 | $1,667 | $2,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.