Under contract-accepting backup offers. 2022 Built with Lake Access! This beautiful concrete block w/ stucco home features an open/split plan with Three Bedrooms, Two Bathrooms includes many upgrades throughout, and sits on an oversized 1/2 acre lot with a large backyard. The main living area includes a spacious Great Room, Dining Area, and Kitchen with a serving bar, all with vaulted ceilings. The kitchen also includes beautiful cabinetry with granite countertops, a pantry closet, and dimmable can lighting. Spacious Master Bedroom that leads to the rear porch and includes a walk-in closet, attached bathroom with toilet closet, vanity with dual sinks, and recessed shower. Well-thought-out upgrades that include spray foam insulation in the ceiling (even the garage area!) for low electric bills, abundant can lighting, ceiling fans in all bedrooms, elevated electric plugs for TVs, attic stairs, and lots more. Beautiful luxury vinyl plank flooring in main areas with tile in bathrooms. The huge backyard includes plenty of space for you to build your dream pool area! All of this is located in quiet and desirable Smith Lake Estates - a voluntary $45 yearly fee grants you unlimited access to Smith Lake, recreation area, and boat launch just down the street. Smith Lake is a 352-acre spring-fed CLEAN lake. Fish, swim, and play. The home is also located near The Villages with shopping, dining, and entertainment nightly.
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Our Executive Mortgage Banker:
Our Insurance Division:
$324,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,200 | $259,200 | $259,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $400 | $400 | $400 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,768 | $1,746 | $2,222 |
Total Monthly Payment | $2,243 | $2,221 | $2,697 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.