90 Pheasant Drive, Portsmouth, RI, 02871 | $799,000
Welcome to this spacious 4 bedroom, 3. 5 bathroom home offering more than meets the eye with 3 levels of finished living space! Upon entry, you'll love the sun-filled living area with vaulted ceilings! The living room has a wood burning fireplace to keep you warm on cold winter nights, and a new ductless AC to cool you down on warm summer days. Easily entertain guests both indoors and out via the kitchen and dining room, which features sliding doors that lead to the deck, overlooking the large backyard. There are 2 bedrooms with a shared hall bathroom on the main level, in addition to a third bedroom with an ensuite bathroom. The second level loft area is ideal as a home office or playroom. You'll also find a secondary primary suite on this floor, as the 4th bedroom has an ensuite bathroom and ductless AC. The finished lower level can be used as a rec space or family room. There is a laundry room/half bath in this area, as well. In addition to the 2 newer ductless mini-splits, there is a new Navian tankless hot water heater/boiler for added peace of mind and efficiency. Conveniently located in a desirable Portsmouth neighborhood, this home is walking distance to the beach! You'll have peeks of Narragansett Bay from your new home! With easy access to Route 24, you're also close to downtown Bristol, and just a quick drive to the Naval Base in Newport. Bonus: *2. 75% Assumable VA Loan for Qualified Buyers*
Features
- Amenities: Golf,Highway Access,Marina,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping
- Rooms: 8
- Bedrooms: 4
- Baths: 3 full / 1 half
- Style: Cape Cod
- Year Built: 1988
- Garage: 2-car Built In,Garage Door Opener
- Heating: Baseboard,Hot Water,Propane
- Cooling: Ductless
- Basement: Exterior Entry,Full,Finished,Interior Entry
- Approx Sq. Feet: 3,011
- Acreage: 0.4
- Est. Taxes: $7,201
- View: Water
- Appliances: Gas Water Heater,Tankless Water Heater
- MLS#: 1353079
- Website: https://www.raveis.com
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
90 Pheasant Drive, Portsmouth, RI, 02871
$799,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
| Monthly Tax Payment | $600 | $600 | $600 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,481 |
| Total Monthly Payment | $5,052 | $4,940 | $6,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB