Welcome Home to this charming 2+ bedroom, 1-bathroom manufactured home in Deering. This affordable living space is conveniently located minutes from downtown Hillsborough. The interior features an open living area with ample natural light, a kitchen equipped with appliances and storage space, updated ceilings, ceiling fans in 3 rooms, and updated flooring in the hall. The bump out offers a versatile bonus space for an office, gym, or guest room. Outside, there is a carport, sheds for storage and a backyard abutting woods for privacy. This is the perfect setting to enjoy the beauty of each New Hampshire season. The property is minutes from Hillsborough, offering amenities such as a golf course, parks, outdoor recreation areas, trails, historic sites, and a lively downtown area with local shops, restaurants, and community events. Here it is a great opportunity to own your own home! Showings begin immediately, and park approval is required.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,920 | $111,920 | $111,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $50 | $50 | $50 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $763 | $754 | $960 |
Total Monthly Payment | $888 | $879 | $1,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.