Under contract-accepting backup offers. Welcome home to this beautiful 2 story home located on 5. 20 acres of the historically
known "Cotton Ridge" in the Winter Haven area. The site offers close to town seclusion
with a gated entrance, fencing and cross fencing with two pastures, and includes a 4-
stall pole barn for your horse or donkey. Step into this better than new, family home with
4 bedrooms-3. 5 baths plus an upstairs bonus room which could easily be a home office
or 5th bedroom. Enter this home from the screen enclosed front porch, stepping into the
foyer with a view of the great room ahead with fireplace and storage wall on either side.
To the left of the foyer is the formal living room or sitting room, a great place for the
family heirloom or piano. To the right of the foyer is the formal dining room with easy
access to the kitchen, for family dinners. Ceramic tile flooring throughout the first floor
for easy maintenance. The 20x17 great room is spacious and perfect for entertaining or
just relaxing. The storage walls with shelving on either side of the wood burning fireplace
are ideal for displaying your cherished items. There is also a guest half bath convenient
to the great room. The gourmet kitchen will please the cook in the family. Granite
countertops, stainless appliances including a great gas range. Lots of countertops and
an island for dinner prep. The 14x8 kitchen nook is ideal for morning coffee or a quick
lunch. The large primary bedroom en suite is downstairs with granite countertop
vanities, garden tub, and a separate step in shower. French doors will take you out to the
large lanai overlooking the screen enclosed saltwater pool or relax in your 8-person
therapeutic spa. Some of the significant improvements since this owner purchased
include architectural shingle roof in 2017, dual zone heat pump system installed 2022,
and paver pool deck with refinished pool. Many additional features will be attached. An
added bonus: this property also has a 30ft wide deeded access from Kendall Rd.
Additional photos coming soon!
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Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.014% | 6.915% |
Monthly Tax Payment | $485 | $485 | $485 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,716 | $4,599 | $6,194 |
Total Monthly Payment | $5,293 | $5,176 | $6,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.