3212 Hibiscus DRIVE, Hernando Beach, FL, 34607 | $599,900

Welcome to a piece of Paradise in the neat little Hernando Beach Waterfront Community. AND if you like to entertain then this is the home for you. 2 story stilt home on a lot and a half at Hernando Beach with plenty of room for your RV or boat or to add a swimming pool. . Enter the home through double glass doors into the foyer and then into the great room where sliding glass doors lead to a large deck on the second floor with water views and room to entertain. The home has an open floor plan with lots of tile floors for easy cleaning except the master bedroom has an engineered wood floor. Kitchen has granite counters and cherry cabinets. All bathrooms have been updated. The great room has a Cathedral ceiling and plantation shutters, the dining room has a bay window and plantation shutters. 2 guest bedrooms and laundry room also have plantation shutters. An Inside laundry room has a tub and shelving and a storage cabinet. Ceiling fans in all bedrooms, kitchen, master bath, and laundry room, . The Master bedroom and two of the guest bedrooms and the Game room also come with TV's already installed. The Master Bathroom has dual sinks, marble counters and a large walk in shower with dual shower heads, plantation shutters and a ceiling fan. There is a walk in closet in the master bedroom and sliding glass doors look out to the garden room and the deck beyond. The downstairs game room is perfect for entertaining with pool table and bar, a Fenced yard and a dock to keep your boat. The garage has room to store many things, plus there is an outdoor storage shed. In the Game room the Pool table, red leather couch and bar stools all convey to new owners. New Roof 2013, new AC 2005, new water heater 2023 and freshly painted inside. Sprinkler system to keep your grass looking green and healthy. Hurricane Shutters. 30 AMP RV hook Up on South side of house. The Avocado Tree, and Olive Tree produce amazing amounts of fruit. AE flood zone so cheap flood insurance of $667. 00 per year, and the policy is transferrable. NOTE: HOA is a voluntary membership for $35 per year. This gives a monthly magazine, The Beachcomber, which has interesting local facts. There is a monthly meeting held at the Hernando Beach Yacht Club with a guest speaker. The purpose of the Property Owners Association is to unite the property owners of Hernando Beach. They have several functions a year including an Ice Cream Social.
Owners of this home are offering owner financing:
15% down
5% Interest
30 year amortization
3 year balloon payment.
Owners both hold active Florida Real Estate Licenses.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 105 x 100
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 1992
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,820
  • Acreage: 0.24
  • Lot Size: 105 x 100
  • Est. Taxes: $2,355
  • HOA Fee: $35 Annually
  • Lot Desc: Flood Insurance Required, Landscaped, Level, Oversized Lot, Street Dead-End
  • View: Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Bar Fridge, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Softener
  • MLS#: W7862340
  • Days on Market: 75 days
  • Website: https://www.raveis.com
    /prop/W7862340/3212hibiscusdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2024 4:47:11 PM)
Listing courtesy of MCRAE & MCRAE REALTY INC   Phone: 352-279-8628

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3212 Hibiscus DRIVE, Hernando Beach, FL, 34607

$599,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,920 $479,920 $479,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.538%
Monthly Tax Payment $196 $196 $196
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,274 $3,233 $4,115
Total Monthly Payment $3,562 $3,521 $4,403

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.