Under contract-accepting backup offers. Welcome to the very unique community of Floridana, an ALL AGES PARK, which is centrally located between Bradenton and Sarasota. This 1988 Palm Harbor Manufactured Home has been meticulously maintained by the current owners for over 13 years and is a 1228 square foot home consisting of 2 bedrooms and 2 bathrooms, an open concept with a combined dining and living rooms and is very spacious enough to have your friends and family over for special occasions and holidays! The home is being sold TURN-KEY furnished excluding sentimental items and features a new AC/Heating Unit installed in 2023, a 25 year architectural shingle roof installed in 2018, rain gutters, newer PVC plumbing pipes and supply lines which covers all of the big-ticket expenditures and should provide the new owners with peace of mind for many years to come. There are also 2 skylights in the home located in the kitchen and master bathroom. The kitchen has an abundant # of kitchen cabinets along with under cabinet lighting and attractive appliances including a 2019 refrigerator and a water filter attached to the kitchen faucet. This home is super insulated with upgraded energy efficient windows and a beautiful front entry door. There is also a large screened enclosed lanai that is covered and provides a great place to relax outside year-round. The laundry is housed in the outside storage shed with a laundry sink and a workshop area with lots of storage. The curb appeal is displayed by the mature landscaping and cleanliness of the yard. There is a 1 car covered carport that has been recently painted as well. The low monthly HOA fee is $160. 00 and covers your sewer, trash and water services and includes access to all of the amenities including a heated community pool, shuffleboard and recreational activities. The community pool is just a short walk around the corner from the home. Additionally, the home has had a preventive annual termite service for the past 4 years. The location of this community provides a short ride to the Gulf Coast beaches, SRQ airport, superb restaurants and shopping. Schedule your appoinment and start living the Florida lifestyle!
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Our Executive Mortgage Banker:
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$179,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,920 | $143,920 | $143,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $147 | $147 | $147 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $982 | $970 | $1,234 |
Total Monthly Payment | $1,204 | $1,192 | $1,456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.