Breathtaking country retreat just down from Black Mountain in the hills of East Dummerston. This lovely homestead sits on 10. 2 acres just down from the grange towards the covered bridge and West River, with easy access off a paved road. The picturesque setting has a rolling field, wood lot, 3 ponds, rock lined stream, walking trail, stone walls, gardens and beautiful mountainside views. There is a post and beam main residence, expanded a-frame guest house, dry shed, green house, chicken coop, and old barn. The main house has a gorgeous open concept great room with tremendous natural light, wood burning stove, upscale kitchen with stainless appliances, granite counters, and brick stove surround, walk in pantry and laundry, full bath, large sunroom dining and entry area. There is a main floor primary suite with full bath, and guest room. The upstairs has a usable loft space with second spacious bedroom and full bath. The lower level has a large family room with brick stove surround ideal for gas fireplace, another bedroom, and a 3rd full bath. There is a brick and natural wood mudroom entry which leads to the garage and additional storage, as well as a large unused indoor pool that could be converted into something amazing. The guest house has 2 bedrooms, a loft, full bath, adirondack kitchen, and storage garage. The barn shares a separate private drive with the guest house and is in disrepair but has huge potential. A true Vermont getaway with endless possibility.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,306 | $5,524 |
Total Monthly Payment | $4,452 | $4,398 | $5,616 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.