Under contract-accepting backup offers. Welcome to Whispering Ridge, a contemporary masterpiece nestled in the heart of Lake Wales, FL. This newer home defines modern living with its sleek design and thoughtful features, providing a harmonious blend of style and comfort. Step into luxury through the screened front entrance, where you'll be greeted by a home that exudes sophistication and warmth. Boasting 3 bedrooms and 2 full bathrooms, option to buy fully furnished, this residence offers a spacious and well-appointed interior, providing the perfect canvas for your personalized touch. Embrace the Florida lifestyle to the fullest with a screened-in patio that invites you to unwind and entertain in style. From lazy afternoons with a good book to lively gatherings with friends, this versatile space effortlessly extends your living area, creating a seamless transition between indoor and outdoor living. The convenience continues with a screened garage, ensuring your vehicles are shielded from the elements. This space is not just for parking; it's an additional canvas for your lifestyle needs. Whether you envision a home gym, a hobbyist's haven, or a cozy retreat, the possibilities are endless. One of the standout features of this residence is the coveted privacy it offers – no rear neighbors. Revel in the tranquility of your own private haven, where you can relax in the screened patio or enjoy the lush surroundings without interruption. Located in the vibrant community of Lake Wales, 1034 Joyce Rd is more than just a house; it's a lifestyle upgrade. Don't miss the opportunity to make this modern gem your own. Use our preferred lender and get an awesome credit towards your closing cost !! Schedule a viewing today and experience the epitome of contemporary living in beautiful Lake Wales, FL!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $343 | $343 | $343 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,058 |
Total Monthly Payment | $2,055 | $2,013 | $2,476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.