Under contract-accepting backup offers. THIS IS FLORIDA LIVING AT ITS BEST! Welcome to Venetian Isles, a highly sought after, deed-restricted waterfront community in captivating St. Petersburg, Florida. You’ll want to call this home when you see this amazing property and all it has to offer. Let’s start with the recent improvements…. 90 ft seawall with 3’ extra wide cap, salt water pool with heater, Pebble-Tec finish, shell-loc decking, water leveler and filtration system, hurricane rated impact door and windows, rewired the whole house replacing aluminum with cooper wiring, 3. 5 ton compressor and air handler replaced in 2019, new garage door opener, additional blown in attic insulation in 2018, new gas water heater in 2024, water softener 2015, new dishwasher 2024, replaced all interior doors with solid core doors, Rachio irrigation system with reclaimed water, circular driveway with pavers. The dock consists of 360 SF of TREX composite boards equipped with electric and water, individually controlled LED lights, a fish cleaning station, all wrapped pilings and a 10K boat lift. There is definite pride of ownership throughout. The seller’s meticulous attention to detail is obvious once you walk through the front door – just what the scrupulous buyer is looking for. Picture this…. it’s the end of a long day, you’re relaxing on your dock watching the sunset, maybe someone is fishing from your dock – then a dolphin swims by or a manatee with her baby…then your neighbor paddles by in their kayak…this is truly Florida living at its best! Ideally situated where your backyard gets the morning sun and afternoon shade - you won’t have the brutal afternoon sun beating down on you come 5: 00 happy hour. This is a HUGE BENEFIT; not to be underestimated. Another benefit of this home is living on a canal with a bridge, there is a free flow of water which improves water quality, enhances marine life and avoids the build-up of seagrass. Originally a 4 bedroom/3 bath home, the seller has converted the 4th bedroom into an office with desk and built-ins which can easily be converted back, if needed. The living room, dining room and family room all have retractable sliders that open to a large covered lanai. Inside laundry. The Venetian Isles Homeowners Association is optional at $200/year. The seller's flood insurance is assumable. Make your appointment today to see this amazing home.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,240,000 | $1,240,000 | $1,240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.103% | 7.041% |
Monthly Tax Payment | $975 | $975 | $975 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,459 | $8,250 | $11,059 |
Total Monthly Payment | $9,559 | $9,350 | $12,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.