***ADDITIONAL BONUS ROOM PERFECT FOR BEDROOM/OFFICE!!***
Several Updates are 2021 Samsung Stainless steel appliances; Refrig, Gas Samsung Stove, 2023 Samsung Microwave and 2019 GE Dishwasher, 2018 AC system, 2019 Hurricane-impact rated windows, and vinyl water-resident flooring throughout all the rooms, kitchen has tile backsplash, and new flooring. Updated bathroom with walk-in shower & Granite countertop. The second bedroom/office/bonus room has a Murphy bed that will stay and has a brand new 2023 Queen Mattress. There is a small utility closet, 3x5, at the rear of the unit for extra storage.
Five Towns has six swimming pools. Four are heated during the winter months of Oct – April. The community features Community Pools, Clubhouse, Tennis Courts & Fitness Center. The Condo fee includes; Exterior Maintenance (recently painted), Common Area Maintenance, Pest Control, Cable, FREE internet & wi-fi, All Water usage – no Hot Water tank needed, Sewer & Trash, Natural Gas for Heat & Gas Appliances. Per seller - No Flood Insurance was required from the seller’s lender due to being on the 4th floor. Laundry room is on the 1st and 4th floor. Covered parking space #26.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$129,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,200 | $103,200 | $103,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $56 | $56 | $56 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $704 | $695 | $885 |
Total Monthly Payment | $835 | $826 | $1,016 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.