One or more photo(s) has been virtually staged. Welcome to Lucaya Lake Club, where luxury meets elegance! This is a gated, all-natural gas community which features privacy, resort-style amenities and a 78-acre private lake where you can kayak, fish, or just relax on the beach. The only thing between you and a day on the water is your imagination. This home backs up to another lake, ensuring no future developments or neighbors offering more peace and quiet. When you first arrive, you will notice the exquisite curb appeal of this home. Featuring beautiful landscape curbing, freshly laid sod, pathways, an extended paver driveway, as well as a fully fenced yard with dual gates. When you step inside this roomy Estero Bay Model by Ryan Homes with its 5 bedrooms, 3. 5 baths, and a 3 car garage, you will be greeted by a spacious open floor plan and tall ceilings. The gourmet kitchen is designed for the family chef. Features include beautiful extended cabinets with custom crown molding for maximum storage, an extra-large island, granite counters and walk-in pantry. Don't miss the reverse osmosis water purification system with faucet, and an instant hot water faucet, both at the double sink - perfect for those tea drinkers and for faster cooking preparation! This lovely kitchen also features stainless steel appliances including refrigerator, 5 burner gas cook-top, double oven and microwave. The first floor has a large living room, formal dining room, spacious family room, along with a half-bath. When you head upstairs you will find enough bedrooms for the entire family, as well as any guest, office or hobby space you may need. One of the bedrooms has built-in cabinetry to easily serve as office/workspace. Another bedroom features its own private bath. The conveniently located second floor laundry room offers cabinets and plenty of storage space. The upstairs hall bathroom boasts a double vanity. In the large and luxurious master bedroom you will find tray ceilings, dual walk-in closets, and a gorgeous view of the peaceful and calming lake. The master bath offers a double vanity, large walk-in shower, and a deep tub for those looking to relax. This energy efficient home has been upgraded with a fully paid-off, 34 panel solar system which makes for a LOW electric bill. The seller only ever paid the TECO monitoring fee, and there are enough panels installed for future upgrades such as a pool or spa. Other upgrades include a Culligan water softener, a full-home ADT security system, rain gutters, hurricane shutters, and extended back patio space. There's also 4 heavy duty storage racks and a stand alone utility sink in the garage. For those looking for more than just a home, the Lucaya Lake Club community has so much to offer, with a gated entry, on-site lifestyle manager, sports field, zero-entry swimming pool, two splash pads, and a covered playground. Add in the beautiful clubhouse and 24-HOUR fitness center and you'll be living the lifestyle you've always dreamt of. This home is located near schools, hospitals, dining, entertainment, and so much more. Do not miss out on this one-of-a-kind home in the one-of-a-kind community, The Lucaya Lake Club. Bedroom Closet Type: Built In Closet (Primary Bedroom).
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $522 | $522 | $522 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,138 | $3,057 | $3,879 |
Total Monthly Payment | $3,752 | $3,671 | $4,493 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.